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Terms of Service

Effective date: 17 May 2026 Last updated: 17 May 2026

These Terms of Service ("Terms") govern your use of the Calcudesk website at https://calcudesk.com (the "Site") and any preliminary engagement with us, such as booking a discovery call. They are a binding agreement between you and Synergy Accounting Pte Ltd (UEN: 201321913D), trading as Calcudesk ("we", "us", "our").

By using the Site, you agree to these Terms. If you do not agree, please do not use the Site.

1. What the Site is, and what it is not

The Site is an information website about Calcudesk and the AI automation services we offer to Singapore SMEs. It includes a public blog, a "book a discovery call" widget, and links to contact us. It is not:

Booking a discovery call through the Site is not the formation of a paid services contract. Any work we agree to do for you is governed by a separate written engagement document.

2. Use of the Site

You may read, link to, and share the Site for personal or business purposes. You agree not to:

We may rate-limit, block, or refuse service to any visitor who appears to be violating these conditions or causing operational risk to the Site.

3. Blog content — general information only

Articles on our blog reflect our views and experience at the time of writing. They are general information, not advice for any specific business. We are accountants who write about automation; we are not your accountant, lawyer, or fiduciary unless we have separately agreed to be. Do not rely on any blog post for a specific decision; speak to a qualified professional who knows your situation.

We try to keep posts accurate and update them when we find errors. If you spot something wrong, please tell us at admin@calcudesk.com.

4. Intellectual property

The Site (its design, text, layout, code, images, brand assets) is owned by us or our licensors and is protected by copyright, trade mark, and other laws. You may quote short excerpts (up to a few sentences) of blog posts with attribution and a link back to the original. You may not reproduce a post in full, repurpose our content for derivative training datasets, or use our brand assets without written permission.

Code in our public repositories (where applicable) is licensed separately under the terms stated in those repositories.

5. Third-party tools and links

The Site embeds or links to several third-party services to function:

We do not control these services. Their own terms and privacy policies apply to your interaction with them. Our blog also links to external websites for reference; we are not responsible for the content of any website we link to.

6. Discovery calls and proposals

If you book a discovery call, we will speak with you to understand what you are trying to automate. After the call we may send you a written proposal. A proposal is not a binding offer or contract. Any engagement begins only when you and we have signed a separate written engagement letter or services agreement.

We may decline to take on any prospective engagement, at our sole discretion, including (without limitation) where the scope is outside our competence, where we believe the work poses regulatory or reputational risk, or where we have a conflict of interest.

7. Disclaimers

We provide the Site on an "as is" and "as available" basis. To the maximum extent permitted by Singapore law:

Nothing in these Terms excludes or limits any liability that cannot be excluded by law (including liability for fraud, death, or personal injury caused by negligence).

8. Limitation of liability

To the maximum extent permitted by law, we are not liable to you for any indirect, incidental, special, consequential, or punitive loss arising out of or in connection with your use of the Site or reliance on its content — including loss of profit, revenue, goodwill, data, or business opportunity.

Where our liability cannot be excluded, our total aggregate liability for any claim arising out of or in connection with the Site (excluding paid services delivered under a separate engagement) is limited to S$100.

These limits apply whether the claim is in contract, tort (including negligence), under statute, or otherwise.

9. Indemnity

You agree to indemnify and hold us harmless from any claim, loss, or liability we suffer because of your misuse of the Site or your breach of these Terms.

10. Changes to these Terms

We may update these Terms from time to time. The current version is always at the URL you are reading. Material changes will be highlighted by an updated "Last updated" date and, where significant, an announcement on the Site for at least 30 days. Continuing to use the Site after a change means you accept the updated Terms.

11. Governing law and dispute resolution

These Terms are governed by the laws of Singapore. Any dispute arising out of or in connection with these Terms or the Site shall be resolved exclusively in the courts of Singapore. The parties shall first attempt good-faith negotiation, then mediation under the Singapore Mediation Centre's rules, before commencing court proceedings.

12. Severability

If any clause of these Terms is held by a court to be invalid or unenforceable, that clause shall be modified to the minimum extent necessary to make it enforceable, and the remaining clauses shall continue in full force.

13. Contact

For any question about these Terms:

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